Option One LendingBeing prepared is one of the smartest things you can do to help the home buying process run smoothly.
Getting prequalified gives you an idea of what your loan program and the amount you could borrow might look like in advance.

This can give you a big advantage at different stages of your house hunt, from helping you prepare your budget and set your expectations, to strengthening your negotiating position with the seller when you’re making an offer on a home.

In fact, in today’s market, most sellers will not accept an offer without a loan pre-qualification letter.


Without a pre-qualification letter the seller might be concerned that he can’t count on you to qualify for your loan. With prequalification, your qualifying for your needed mortgage loan amount won’t cause them concern – you have the capability to back your offer up.


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